BRAC Bank is one of the reputed banking institutions in Bangladesh. It has been transacting money reliably for a long time. Those who are regular customers of this bank, must know about this bank and its facilities. Many people use BRAC Bank because of this various benefits. If you have an account in BRAC Bank, you can transact your money at any time. And a little easier way is to transact money through BRAC Bank credit card.
You can easily withdraw money anytime from the ATM booth through your BRAC Bank credit card. People who travel to different countries must apply for an international credit card. By loading dollars on international credit card, you can go to any country and withdraw money in that country’s currency. Many people do not know how to get a credit card. If you read this post, you will get detailed information about BRAC Bank Credit Card Eligibility, Rules, Benefits, and Charges.
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BRAC Bank Credit Card
BRAC Bank currently offers credit cards keeping in mind the convenience of customers. As a result, the transaction system of this bank has become easier for more customers. From BRAC Bank Credit Card, you will get credit limit as per your eligibility. BRAC Bank will allow you to spend huge amount of money if you use BRAC Bank Credit Card properly.
BRAC Bank Credit Cards List
Currently, BRAC Bank offers 7 types of credit cards. It also offers 4 types of debit cards and 1 prepaid card. BRAC Bank Credit Card List are given below –
Credit Card –
- Infinite Credit Card
- Signature card
- Mastercard World Credit Card
- MILLENNIAL MASTERCARD TITANIUM
- Platinum card
- Classic Card
- Gold Card
Debit Card –
- Multi-Currency Debit Card
- Debit Card (Visa / master card)
- RFCD account Debit card
- Freelancer Matrix Card
Prepaid Card –
- VISA Prepaid Gift Card
BRAC Bank INFINITE Credit Card
All the details about the INFINITE credit card of BRAC Bank are described below.
BRAC Bank Infinite Card offer –
Welcome Benefit:
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
- After activation you will get 5,000 bonus points
- You will get 5% up to 2,000 Taka cashback within first 3 months of issuance against minimum retail spending of 200,000 Tk
Spend Benefit:
- Up to 5,000 Taka cashback against minimum retail transactions of 300,000 Taka per year
- For every 80 Taka spent, you will get 2 reward points.
Travel Benefit:
- A total of 10 complimentary visits annually with a companion to over 1,100 international lounges with LoungeKey. For details, please visit
- Complimentary access of BASE Cardholder + 3 Companions (Per Visit) to Balaka Lounge at Hazrat Shahjalal Int. Airport, Dhaka throughout the year.
- Complimentary Visa Concierge service
Insurance Benefit:
- Critical illness insurance coverage of 150,000 Taka or equivalent US dollar
- Double insurance benefit under credit shield program:
- Outstanding waiver
- Nominee receives the same amount as outstanding
Hotel & Resort and Lifestyle Benefits:
- P@y Flex – 0% interest installment purchase program at more than two hundred merchants
- Year long Amazing discount at the top lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
- 1 night complimentary stay at more than 5000 Hotels worldwide on booking for 4 nights
- Special discount at International Golf courses
Brac Bank Infinite CARD charges
- To use this card, you have to pay 15000 Tk Charge per year.
- 15% VAT is applicable for this card
- Free Card Replacement
BRAC Bank Mastercard World Credit Card
All the details about the Mastercard World Credit Card of BRAC Bank are described below.
BRAC Bank Mastercard World Credit Card offer –
Card Activation Offer:
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
Welcome Vouchers:
- Stay 1 night and get 1 night free in Dera Resort (either in Manikganj or Cox’s Bazar)
- BDT 2,000 discount on domestic & international flight bookings, minimum purchase value has to be 20,000 taka through GoZayaan
- Healthcare screening package 3,500 taka at Praava Health
- Up to 25% discount on all products of Accurate Time
- Up to 20% discount on annual fee membership of Ruslan’s Studio
Exclusive Health Insurance Benefit (only for Primary cardholder):
In-Patient: Up to 100,000 taka coverage in hospitalization per year
- Per night up to 4,000 taka coverage
- Per incident maximum 5 nights stay covered
- Maximum 5 claims in a year with maximum coverage amount 100,000 taka
Out-Patient: Up to BDT 3,000 OPD coverage every year
- Doctor consultation fee up to 1,000 taka per, maximum twice in a year
- Diagnosis Test up to 1,000 taka, once in a year
Exclusive Health Screening Packages:
- Healthcare screening package at 5,000 taka at Square Hospital
- Healthcare screening package at 6,500 taka at Evercare Hospital
- Healthcare screening package 8,000 taka and 9,000 taka at Asgar Ali Hospital
Terms & Conditions for Health Insurance Benefit:
- Insurance (for BRAC Bank Mastercard World Primary Cardholder) will be activated within maximum one month of card issuance
- Notwithstanding anything to the contrary contained in this terms and conditions, BRAC Bank Mastercard World Primary Cardholder will be able to claim the IPD and/or OPD coverage only after getting the Insurance activation SMS from BRAC Bank.
EMI facility:
- Super P@yflex facilities at 0% interest (Tenure 6 months and Minimum transaction size 15,000 taka). Processing Fee of 2% on the transaction amount is applicable.
- P@yflex – 0% interest installment purchase program at more than nine hundred merchants
Travel Benefit:
- Yearly a total of 4 complimentary visits including companion to over 1,100 International Lounges with LoungeKey. For details, please visit
- Complimentary access of BASE Cardholder + 2 Companions (Per Visit) to Balaka Lounge at Hazrat Shahjalal Int. Airport, Dhaka throughout the year.
- Stay 1 night and get 1 night on selected room (Cox’s bazar) in Dera Resort
- Worldwide offers through Mastercard Global offers: More Details
Hotel & Resort and Lifestyle Benefits:
- 1 Reward Point for every BDT 80 spent
- Buy 1 Get 1 Free Buffet at the top Restaurants round the year. More Details
- 20% discount at Saran Rom Spa (Six Season Hotel) on spa services.
- 10% discount at Woman’s World on Spa.
- Year long Amazing discount at the top lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
Brac Bank Mastercard World Credit Card charges
- To use this card, you have to pay 5000 Tk Charge per year.
- 15% VAT is applicable for this card
- If the card is damaged or broken in any way, you need to pay 800 Taka to replace it.
BRAC Bank MILLENNIAL MASTERCARD TITANIUM Card
All the details about the MILLENNIAL MASTERCARD TITANIUM Card of BRAC Bank are described below.
BRAC Bank MILLENNIAL MASTERCARD TITANIUM Card offer –
Welcome Offers:
- Welcome Vouchers or coupon of prominent Dine in, Clothing and Lifestyle Merchants.
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
Exclusive Spending Offers:
- 5x reward points on online food delivery from KFC, Pathao Food, Pizza Hut, foodpanda (cumulative per month Maximum 1,000 reward points)
- 1,000 reward points monthly on minimum cumulative spend of 5,000 taka at Gloria Jean’s Coffees, Cooper’s Bakery, North End Coffee Roasters, Crimson Cup BD, Domino’s Pizza Bangladesh
- 2X reward points on selective grocery transactions on Fridays and Saturdays.
- BDT 60,000 yearly spending to waive annual fee (POS & E-commerce Transaction only, except MFS)
- 500 bonus reward points on endorsement of minimum 5,000 dollar in a year
- Every Year, 2 complimentary visits including companion to over 1,100 International Lounges with LoungeKey. For details, please visit
- Complimentary access to Balaka Lounge at Hazrat Shah Jalal Int. Airport for cardholders
- Super P@yflex facilities 0% interest rate (Tenure 6 months and Minimum transaction size 15,000 taka). Processing Fee of 1% on the transaction amount is applicable.
- Double insurance benefit under credit shield program:
- Outstanding waiver
- Nominee receives the same amount as outstanding
- Year long Amazing discount at the top lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
Brac Bank MILLENNIAL MASTERCARD TITANIUM CARD charges
- To use this card, you have to pay 3000 Tk Charge per year.
- 15% VAT is applicable for this card
- Card Replacement Fee 700 Taka
BRAC Bank Signature CARD
All the details about the signature credit card of BRAC Bank are described below.
BRAC Bank Signature card offer –
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
- Buy 1 Get 1 Free Buffet at the top Restaurants round the year. Restaurents List
- For every 80 Taka spent, you will get 2 reward points.
- A total of 7 complimentary visits annually with a companion to over 1,100 international lounges with LoungeKey. For details, Click Here. After 7 visits, $29 per person per visit will be apply.
- Complimentary access of BASE Cardholder + 3 Companions (Per Visit) to Balaka Lounge at Hazrat Shahjalal Int. Airport, Dhaka throughout the year.
- You can get Double insurance benefit under credit shield program:
-
- Outstanding waiver
- Nominee receives the same amount as outstanding
- P@y Flex – 0% interest installment purchase program at more than two hundred merchants
- Year long Amazing discount at the top lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
Brac Bank SIGNATURE CARD charges
- To use this card, you have to pay 10000 Tk Charge per year.
- You have to spent 500 Taka for PIN replacement.
- 15% VAT is applicable for this card
- If the card is damaged or broken in any way, you need to pay 800 Taka to replace it.
BRAC Bank Platinum Card
All the details about the Platinum credit card of BRAC Bank are described below.
BRAC Bank Platinum card offer –
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
- Buy 1 Get 1 Free Buffet at the top Restaurants round the year. Restaurents List
- For every 80 Taka spent, you will get 2 reward points.
- Access to more that 1,100 International Lounges with LoungeKey with 29 dollar per visit per person.
- Complimentary access to Balaka Lounge at Hazrat Shah Jalal Int. Airport only for Cardholders.
- You can get Double insurance benefit under credit shield program:
-
- Outstanding waiver
- Nominee receives the same amount as outstanding
- P@y Flex – 0% interest installment purchase program at more than two hundred merchants
- Year long Amazing discount at the leading lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
BRAC Bank Platinum CARD charges
- To use this card, you have to pay 5000 Tk Charge per year.
- 15% VAT is applicable for this card
- If the card is damaged or broken in any way, you need to pay 700 Taka to replace it.
BRAC Bank Gold Card
All the details about the Gold credit card of BRAC Bank are described below.
BRAC Bank Gold card offer –
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
- Buy 1 Get 1 Free Buffet at the top Restaurants round the year. Restaurents List
- For every 80 Taka spent, you will get 2 reward points
- You can get Double insurance benefit under credit shield program:
-
- Outstanding waiver
- Nominee receives the same amount as outstanding
- P@y Flex – 0% interest installment purchase program at more than two hundred merchants
- Year long Exclusive discount at the top lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
BRAC Bank Gold CARD charges
- To use this card, you have to pay 3000 Tk Charge per year.
- 15% VAT is applicable for this card
- If the card is damaged or broken in any way, you need to pay 500 Taka to replace it.
BRAC Bank Classic Card
All the details about the Classic credit card of BRAC Bank are described below.
BRAC Bank Classic card offer –
- You will get 200 bonus reward points for activating BRAC Bank Primary Credit Card through Aastha (it’s applicable only on the first time card activation)
- First supplementary card completely free
- For every 80 Taka spent, you will get 1 reward points
- You can get Double insurance benefit under credit shield program:
-
- Outstanding waiver
- Nominee receives the same amount as outstanding
- P@y Flex – 0% interest installment purchase program at more than two hundred merchants
- Year long Exclusive discount at the top lifestyle stores. Store List
- Exclusive discounts at numerous resorts and hotels. Hotels and resorts list
- Amazing year long discounts at the top restaurants. Restaurants list
BRAC Bank Classic CARD charges
- To use this card, you have to pay 1500 Tk Charge per year.
- 15% VAT is applicable for this card
- If the card is damaged or broken in any way, you need to pay 500 Taka to replace it.
BRAC Bank Credit Card Limit
If you are using a credit card, then of course you will not be allowed to cross the limit. A limit has been given to transact money according to the card from BRAC Bank. You have to transact money according to that limit. BRAC Bank offers many categories of credit cards. You can spend a maximum of 50,000 taka to 2 Lakh taka based on the card in a day.
Documents Required for BRAC Bank Credit Card Application
In order to apply for BRAC Bank Credit Card, the necessary documents that must be carried with the applicant are:
- Signed and completed Application Form
- National ID (NID) copy
- E-TIN Certificate
- Passport size recent color photograph of applicant
- Nominee’s passport size color photograph and signature duly attested by the applicant.
- If the applicant’s signature does not match with the provided photo IDs, then declaration is required.
- Completed CIB form and Letter of Undertaking
- Bank statement as applicable
- Visiting Card or Office ID card
- Valid Passport (if available)
- Bank Statement of last 12 months
- Trade License copy (Up to date for 3 years)
BRAC Bank Credit Card Benifits
Credit cards offer many benefits. Currently, many people in Bangladesh transact money through BRAC Bank credit cards. Because, you can use credit card for shopping, flight or hotel booking, any kind of bill payment and also withdraw money from any ATM booth.
- Good discounts are available on hotel bookings and flight ticket purchases through credit cards.
- A cashback will be available on the amount spent throughout the day.
- You get one point for every 80 taka or 1 dollar spent.
- You can make various hotel bookings and resort bookings with the help of credit card.
- Credit cards are much more secure than debit cards.
BRAC Bank Credit Card Charge
You must pay some charges for using BRAC Bank credit card. BRAC Bank has many categories of credit cards. Different categories of credit cards have different charges. Charges are fixed from a minimum of 500 taka to 15 thousand taka. You have to pay these charges according to the card to get more benefits. Additional VAT may be added to our charges as per card.
| Classic | 1,500 Taka |
| Gold | 3,000 Taka |
| Millennial Titanium | 3,000 Taka |
| Platinum | 5,000 Taka |
| World | 5,000 Taka |
| Signature | 10,000 Taka |
| Infinite | 15,000 Taka |
Last Word
Many people want to apply for a credit card in BRAC Bank to get more benefits. Employees or businessmen can get credit card by submitting necessary documents. There are many people who were looking online for the information about what qualifications are required to get a credit card from BRAC Bank. Hope you have read our complete post to know about BRAC Bank Credit Card Eligibility, Rules, Benefits, and Charges. If you have any question about this article, then please comment us.
