Credit card transactions are now very easy. Using Meghna Bank credit card is very convenient. Because, Meghna Bank credit card has many attractive offers and discounts. There is also ‘EMI’ facility. Buy your dream fridge, oven, washing machine and any other products from certain outlet merchants with Meghna Bank credit card. In this article, we will discuss in details aboout Meghna Bank Credit Card.
Table of Contents
Meghna Bank Credit Card
Meghna Bank is currently offering Meghna Bank Credit Card facility to the customer. By using Meghna Bank credit card, you can get transaction facilities in all shopping complexes and hotel restaurants in the country. Currently, Meghna Bank Limited is offering dual currency prepaid and debit cards to its customers along with credit cards.
Types of Meghna Bank Credit Card
Currently, Meghna Bank offers 3 types of credit cards.
- Meghna Bank Visa Platinum Credit Card.
- Meghna Bank Visa Gold Credit Card.
- Meghna Bank Visa Silver Credit Card.
Meghna Bank Visa Platinum Credit Card features
- Card Limit 1,50,000 Taka to 1,000,000 Taka.
- NFC based EMV Visa Platinum Credit Card.
- Up to 5,000 Taka can be transacted at POS without PIN through NFC.
- Free access to Balaka Lounge for Cardholders and companions.
- Access to over 1,100 International Lounges in more than 600 cities worldwide.
- Wide range of Discounts, EMI and B1G1 Free facilities.
Meghna Bank Visa Gold Credit Card features
- Card Limit 50,000 taka to 2,00,000 Taka.
- EMV chip-based card.
- Free access to Balaka Lounge. Only for cardholders.
- Wide range of Discounts, EMI and B1G1 Free facilities.
Read More - Islami Bank Credit Card Details
Meghna Bank Visa Silver Credit Card features
- Card Limit 30,000 taka to 75,000 Taka
- EMV chip-based card.
- Wide range of Discounts, EMI and B1G1 Free facilities.
Required Documents to get Meghna Bank credit card
Following documents are required to get Meghna Bank credit card –
- Two Passport size recent color Photographs
- E-TIN Certificate (not more than 2 years old)
- Photocopy of National ID Card (NID) or valid passport
- Copy of office ID or Business Card
- Salary Certificate or Letter of Introduction (LOI) or Pay Slip for salaried person
- Last 6 month Bank Statement for salaried person
- Business account statement or Company Bank statement of last 1 year for the businessman
- Valid Trade License copy of last 2 years for the businessman
- Own house proven documents (if available).
Read More - BRAC Bank Credit Card Details
How to get Meghna Bank credit card ?
- Contact the nearest Meghna Bank branch with necessary documents.
- The application form should be filled with the help of the bank staff.
How to activate your Meghna Bank card ?
- Call meghna Bank Call Center number (16735) from your registered phone number to activate your Meghna bank Credit Card and generate your desired PIN.
- Once the card is activated and the PIN is generated successfully, Card department will notify you via SMS.
Meghna Bank Credit Card charges
| MGBL Credit Cards | Platinum | Gold | Silver |
| Interest Rate | |||
| Interest Rate (Yearly) | 20% | 20% | 20% |
| Card & PIN Charges | |||
| Annual Fee (Primary Card) | 4,000.00 Taka | 2,000.00 Taka | 1,200.00 Taka |
| Annual Fee (Supplementary Card) – 1st 2 Cards | Free | Free | Free |
| Annual Fee (Supplementary Card) – 3rd & Onwards | BDT 2,000.00 | BDT 1,000.00 | BDT 600.00 |
| Credit Card Replacement Fee | BDT 700.00 | BDT 500.00 | BDT 400.00 |
| PIN Replacement Fee (through IVR/Internet Banking) | Free | Free | Free |
| PIN Replacement Fee with Card Mailer | BDT 500.00 | BDT 300.00 | BDT 300.00 |
| ATM Charges | |||
| Cash Advance – Any ATM (whichever is higher) | 1.5% or BDT 100.00 | 1.5% or BDT 100.00 | 1.5% or BDT 100.00 |
| Cash Advance Fee – Overseas ATM (whichever is higher) | 2% or USD 5.00 | 2% or USD 5.00 | 2% or USD 5.00 |
| ATM CC TV Footage Own ATM) | BDT 1,500.00 | BDT 1,500.00 | BDT 1,500.00 |
| Statement Charges | |||
| Monthly E-Statement Fee | Free | Free | Free |
| Duplicate E-Statement Fee (per month) | BDT 100.00/month | BDT 100.00/month | BDT 100.00/month |
| Card Cheque Charges | |||
| Card Cheque Processing Fee (whichever is Higher) | 1.50% or 250.00 | 1.50% or 250.00 | 1.50% or 250.00 |
| Card Cheque Book Fee | 1st Cheque Book Free & onwards BDT 150.00 | 1st Cheque Book Free & onwards BDT 150.00 | 1st Cheque Book Free & onwards BDT 150.00 |
| EMI Charges | |||
| EMI Processing Fee | Free | Free | Free |
| Interest Rate for Card EMI Plan | 9% Flat/Annum | 9% Flat/Annum | 9% Flat/Annum |
| EMI Early-Settlement Fee* | 0.50% | 0.50% | 0.50% |
| Digital Finance Charges | |||
| Card Payment through Digital Mobile Wallet (MFS) | Free | Free | Free |
| Add Money to Digital Mobile Wallet (MFS) | Free | Free | Free |
| Fund Transfer Fee through i-Banking | 1.25% or BDT 150 | 1.25% or BDT 150 | 1.25% or BDT 150 |
| Other Charges | |||
| Late Payment Charge (LPC) | BDT 600.00 (Local) & USD 12.00 (Int’l) | BDT 500.00 (Local) & USD 10.00 (Int’l) | BDT 300.00 (Local) & USD 5.00 (Int’l) |
| Over-limit Fee | BDT 600.00 (Local) & USD 12.00 (Int’l) | BDT 500.00 (Local) & USD 10.00 (Int’l) | BDT 300.00 (Local) & USD 5.00 (Int’l) |
| Transactional Alert Fee / SMS Fee (Yearly) | BDT 200.00 | BDT 200.00 | BDT 200.00 |
| Credit Shield Premium (on outstanding) | 0.35% | 0.35% | 0.35% |
| Certificate Issuance Fee | BDT 500.00 | BDT 500.00 | BDT 500.00 |
| Credit Verification/CIB Fee | Free | Free | Free |
| Balaka Lounge Facility* | Free | Free | N/A |
| Meet and Greet Service at Hazrat Shahjalal International Airport | Free | N/A | N/A |
Last Word
At present Meghna Bank is trying to solve any kind of problems and errors of every customer. And Meghna Bank Credit Card plays a very important role to provide the best benefits to the customers. If you want to get a Meghna Bank credit card then you can definitely order from their official website. You can apply for this credit card directly by visiting any Meghna Bank branch in your area. We hope, this article is benificial for you. If you have any questions about this article, please comment us.
