There are many of us, who are customers of IFIC Bank. There are many of them, who want to know details about the loan services provided by IFIC Bank. IFIC Bank has many easy loan categories. You can choose the easy loan service of your choice from among those categories. And to know details about all those loan categories, this article can be useful for you. In this article we discuss about IFIC Bank Loan.
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IFIC Bank Loan Category
IFIC Bank provides loan facilities in various categories. If you want to select the loan facility according to your preferred category, then you need to know about all the loan types.
From IFIC Bank, you can take loan services for performing a total of five tasks. That means, you can take IFIC Bank Loan for 5 different sectors.
IFIC Bank’s easy loan categories are given below –
- Aamar Account OD (Mortgage backed)
- Salary Loan
- Auto Loans
- Flexi Loan or Personal Loan
- Easy Loans
Among the above 5 categories, you can take IFIC Bank loan as per your requirement. So without further delay, let’s see how to get IFIC Bank easy loan.
Aamar Account OD (Mortgage backed)
It’s a very unique overdraft facility for Aamar Account Holders, which gives customer an easy access to additional funds, to making their life simpler.
My AC Audi loan features –
- You can take Aamar Account OD Loan up to a maximum of 20 Lakh Taka.
- Here you will get 100% withdrawal facility.
- Acceptable in all VISA, POS or ATM machine.
- Free cash withdrawal from any ATM/POS machine in the country
- Moreover, you can withdraw the loan money without any types of hidden charges.
- Interest is applicable only on used debit balance.
- In case of this loan, no annual settlement fee will be required.
Required documents for availing Aamar Account OD Loan –
If you want to take Aamar Account OD Loan, then you need to submit some documents. The list of required documents is given below –
- Photocopy of National Identity Card will be required.
- 2 copies recent passport size color photos of the customer
- Salary certificate / Trade License will be required.
- E-tin certificate will be required.
- The guarantor will need National ID card and one copy of recent passport size color photograph.
- Also the visiting card of the guarantor will be required.
- Utility bill copy (Electric Bill, Gas Bill or Water Bill) for present address verification
Read More - IFIC Bank FDR rate
IFIC Bank Salary Loan
Also, if you want to take a loan from IFIC Bank for any business, then you can take IFIC Bank Salary Loan.
IFIC Bank Salary Loan Features –
- You can take a loan from a minimum of 50 thousand to a maximum of 10 lakh taka.
- This loan is to be repaid within 12 to 60 months period.
- Also has competitive interest rates.
- If you want, you can repay this loan before the end of the period.
Required documents –
If you want to take Salary Loan, then you need to submit some documents. The list of required documents is given below –
- Photocopy of National Identity Card will be required.
- Bank Statement (For last 6 months)
- 2 copies recent passport size color photos of the customer
- Salary certificate / Trade License will be required.
- E-tin certificate will be required.
- The guarantor will need National ID card and one copy of recent passport size color photograph.
- Also the visiting card of the guarantor will be required.
IFIC Bank Auto Loan
If you want to purchase a new vehicle by taking a loan from IFIC Bank, then you can take auto loan from IFIC Bank.
IFIC Bank Auto Loan Features –
- You can take a loan up to a maximum of 20 lakh Taka.
- The loan must be repaid within 12 to 60 months.
- There are competitive interest rates.
- The processing fee for the loan is only 2,000 Tk.
- There are no hidden charges.
Required Documents
- 2 copy passport size color photograph ( borrower and guarantor )
- Photocopy of National Identity Card will be required.
- Bank Statement (For last 6 months)
- Salary Certificate / Trade License Copy
- E-TIN Certificate copy
- Registration of vehicle in owner’s name with HP clause as per hire purchase agreement
- Cost of insurance and proportionate registration fees
IFIC Bank Flexi loan or Personal Loan
If you want to take a loan from IFIC Bank for your personal needs, then IFIC Bank Flexi Loan Scheme is applicable for you.
IFIC Bank Personal Loan Features –
- You can take this loan for any types of personal work.
- Competitive interest rate
- You can choose an amount of money of your choice.
- A small processing fee will apply.
- There are no hidden charges.
Required Documents –
- 2 copy passport size color photograph ( borrower and guarantor )
- Photocopy of National Identity Card will be required.
- Bank Statement (For last 6 months)
- Salary Certificate / Trade License Copy
- E-TIN Certificate copy
- Registration of vehicle in owner’s name with HP clause as per hire purchase agreement
- Cost of insurance and proportionate registration fees
- Copy of municipal tax receipt or rent receipt will required
IFIC Bank Easy Loans (backed by financial security)
Easy Loans are absolutely hassle-free loans, which are offered against the customer’s financial securities, like FDR/PSS/NFCD/WEDB/AamarBhobishawt/Monthly Income Scheme to meet any personal financial requirement.
IFIC Bank Easy Loan Features –
- Loan amount: Maximum 95% of the encashment value of FDR/ PSS/NFCD/WEDB/Aamar Bhobishawt. Maximum 85% of the encashment value of your MIS.
- Competitive Interest Rate.
- There are no hidden charge.
Required Documents –
- Photocopy of National Identity Card will be required.
- 2 copy passport size color photograph ( borrower and guarantor )
- E-TIN Certificate copy
Last Word
Contact IFIC Bank with the above mentioned documents. If everything goes well, you will get loan from IFIC Bank very easily. In this article we have told you in detail about IFIC Bank Loan. We hope this article is benificial for you. If you have any question about this article, then please comment us.
